Official rules and figures, each attributed to its government source.
Payday Loan Cost Caps by Province in CanadaConfirmed payday-loan cost caps for Ontario and British Columbia, plus how to find the current maximum cost of…Canada's Criminal Interest Rate (35% per annum)Canada's criminal interest rate is 35% per annum under Criminal Code s.347 and SOR/2024-114. What it covers, h…Co-Signer Rights and Disclosure in CanadaFederal disclosure rules give joint borrowers and co-signers rights to information about a loan. What the FCAC…How Credit Scores Work in CanadaHow credit scores work in Canada: the general 300-900 range, the factors FCAC says affect a score, and how co-…Credit Bureaus in CanadaCanada's two national credit bureaus are Equifax Canada and TransUnion Canada. What is in a credit report and …Provincial and Territorial Consumer Protection OfficesA province-by-province list of consumer protection regulators in Canada, their official websites, and when to …How Co-Signer Release Programs WorkCo-signer release programs let a co-signer be removed from a loan once conditions are met. How lender processe…Mortgage Default Insurance and Co-SignersMortgage default insurance protects the lender on a high-ratio mortgage. How CMHC-backed insurance interacts w…Debt-to-Income and Debt-Service Ratios in CanadaHow Canadian lenders assess capacity using debt-service and debt-to-income measures, why a co-signer's income …Statute of Limitations on Debt in CanadaStatute of limitations periods for debt in Canada are set by provincial law and vary widely. Why you should co…
Check your options
Compare options with a licensed Canadian partner. Checking your own rate does not, by itself, commit you to anything.
Continue with FundsLeap →Advertising disclosure: we may be paid a commission when you apply through a partner link on this site. This does not change what you pay. Submitting an enquiry does not guarantee approval. All applications are subject to the lender's own criteria, verification, and credit checks.