cosigners.ca is not a lender, broker, or financial adviser. We do not make lending decisions, and nothing here is financial, legal, or tax advice. Rates, limits, and eligibility vary by lender and province and change over time.

Advertising disclosure

Advertising disclosure: we may be paid a commission when you apply through a partner link on this site. This does not change what you pay. We do not rank partners by payout, and compensation does not influence our editorial content.

Not a lender

We do not lend money, set rates, or make credit decisions. All applications are made to third-party lenders and their networks, and are subject to their own criteria, verification, and credit checks.

No guarantee of approval

Submitting an enquiry does not guarantee approval. All applications are subject to the lender's own criteria, verification, and credit checks.

Credit and co-signing risk

Applying for credit can affect your credit score. A co-signer is legally responsible for the debt — read every agreement before signing.

Rates and figures

We do not publish our own rate tables. Where a rate, cap, or threshold appears, it is quoted from the official source cited on that page and is subject to change. Always confirm current figures with the lender or regulator.

Not advice

Information is general in nature. For advice about your specific situation, consult a licensed financial adviser, credit counsellor, or lawyer.

Accuracy and corrections

Figures such as provincial payday-loan cost caps and the federal criminal interest rate are quoted from the official sources listed on each page and were reviewed on the date shown. To report an error, email hello@cosigners.ca.