cosigners.ca is an independent Canadian information site about co-signing, guarantors, and borrowing.

What we do

We explain how co-signing actually works in Canada — the legal reality, the cost, the risks, and the alternatives — using official sources such as the Financial Consumer Agency of Canada, provincial consumer-protection regulators, and federal legislation. We also connect readers with lending partners, and we are paid a commission when they apply.

What we are not

We are not a lender, a broker, a credit counsellor, or a law firm. We do not make lending decisions and we do not provide financial, legal, or tax advice. Nothing on this site is an offer of credit.

How we make money

Advertising. When you apply through a partner link we may receive a commission. This does not change what you pay, and it does not change what we write — we do not rank partners by payout.

Editorial standards

Every factual claim about law or regulation links to its source. We publish no fabricated reviews, ratings, testimonials, or author credentials. Our byline is the Editorial Team. See our editorial policy.